President and CEONortheast Bank
Northeast Bank has made it a regular practice to review the status of our various insurance policies and we are very pleased with Scott’s ability to deliver real value in the form of personalized service and quality information. Scott does an excellent job of explaining the various issues and identifying opportunities that result in the right level of coverage for our institution.
PresidentPremier BankRock Valley, IA
Scott’s approach to our insurance review was very professional and timely. We discovered several areas in our policies that had significant gaps in coverage or no coverage at all. Scott’s knowledge of financial institution insurance coverage needs is the best I have ever encountered. His opinions and thoughts are unbiased, because he is not representing an insurance company or receiving any commissions. I believe his fee was more than recovered by our premium savings, though our goal was not the cost of our policies but the coverage within the policies. It was all about peace of mind.
VP Finance, CFOTruChoice Federal Credit UnionPortland, ME
We give Scott an A+++. He made sense of all the issues and his insight was invaluable.
EVP, CFOSevern Savings BankAnnapolis, MD
As we approached renewal time for our insurance policies, our Board wanted to be sure we invested wisely in insurance and obtained adequate coverage. In the past, we’ve always relied on our existing agents for insurance recommendations. Having someone like Scott that knows the insurance needs of banks and doesn’t sell insurance directly was something we felt we needed. His unbiased approach and expertise was something we lacked in the past.
We’ve been working with Scott for several months now on reviewing our existing policies, assisting with coverage limits, and negotiating with carriers. His services have been extremely helpful and made the process much smoother than prior years. I’m sure we’ll be working with Scott for years to come.
Bangor Savings Bank
Your work for us is as important as any insurance policy we buy.
President / CEOOxford Federal Credit UnionMexico, ME
I have been thoroughly impressed with Scott’s knowledge and understanding of the Insurance industry. Working with a consultant of Scott’s caliber certainly makes my job as CEO a lot easier, as it is nearly impossible to stay on top of all the changes in the industry. Knowing that we have the proper type and amount of insurance protection is very comforting. Scott has been very easy to work with and extremely responsive to all my questions and concerns.
Androscoggin Savings Bank
Your involvement has been of great value as we work through complex insurance issues. The detailed support you provided helped us strike a better balance between coverage and premiums during our last renewal. I appreciate your responsiveness and the fact that you’re only a phone call away for insurance information and assistance.
CFOFairfield National BankFairfield, IL
Scott brought an understanding of community bank insurance that neither our bank nor our agent possessed. As soon as we signed our contract, Scott became a member of our team and was only concerned with our best interest. I just wish we had contacted him sooner.
CFOBPC CorporationCookeville, TN
BPC Corporation is a multi-bank holding company with the Bank of Putnam County being family owned for 109 years. Scott’s professional expertise has been a valuable addition to our organization. His knowledge and ability to explain the coverage in a “common sense” approach has enhanced our understanding of the insurance we currently have and identified additional areas of coverage available. Scott has always been very responsive, objective, and unbiased in his answer of various questions. We look forward to a long term working relationship.
CFOClear Mountain BankBruceton Mills, WV
Hiring Scott to review the bank’s insurance policy quotes has proven to be a very good decision for the Bank. Scott is knowledgeable, thorough, and understood what we were trying to accomplish thru the evaluation process. Scott accomplished this on short notice and gave us his recommendation with detailed exhalations between the different proposals. On top of this he ended up negotiating a significant decrease in our premium.