Insurance Assurance℠
August 2009
Issue 109 Since the Year 2000
30 Years
July marked my 30th year in the insurance business. As a college sophomore, I started working as a clerk at Brewer and Lord in Boston. When I graduated from Babson College, I moved to Pennsylvania to work at a small agency.
Several years later I moved to Maine to join another small agency in Rockland. After learning a great deal there I was pulled to the big city of Portland to join one of the largest agecies in the Northeast, Morse, Payson and Noyes. A few years at a small agency in Kennebunk closed out my agency life about ten years ago when I started my consulting practice.
This is a great industry. I am proud to say that I have convinced more than a few people to enter the world of insurance. I have taught insurance classes, worked with insurance regulators, and mentored many insurance professionals. I have served thousands of clients while holding the best job in the insurance world, as an insurance consultant. The truth is, that my clients are responsible for my success. Thank you all.
I hope I make it for another 30 years.
Just Published, 20 Biggest Business Insurance Mistakes - 4th Edition
The fourth edition of my most popular white paper is now available. Thousands of copies have been downloaded and shared. I receive comments from all over the world on my ideas included here.
Some of the info is similar to past editions. Some stuff is new. I have also added an insurance glossary and my article on how to read an insurance policy.
The white paper is 100% free...
-You don't need to fill out any forms.
-You won't be added to any list.
-The 40 page document is absolutely free - no strings attached.
Comments appreciated and welcome.
Insurance Buyers - This document will give you ideas and hints as to issues you should be discussing with your insurance agent. Many insurance buyers have fount tips here that have saved them thousands of dollars. Feel free to pass this on to other business owners, your attorney, and accountant.
Insurance Agents - Agents often ask me how to differentiate themselves from competing agents. I counsel agents to increase the value they provide to prospects and clients. Here is a free tool for you to use. Distribute this document to your clients and prospects (naturally, without alteration). Email the document or point people to the webpage.
Insurance Company People - Feel free to tell your agents and marketing people about this white paper. Pass it on.
Insurance Assurance℠ Workbooks
A few months ago I announced my Insurance Assurance℠ Workbooks as an effective way for small businesses to judge and improve the quality of their insurance programs without spending thousands to hire me. The response has been amazing.
At $99, the digital edition is proving to be very popular.
The idea is simple. Insurance buyers have trouble coming up with the right questions to ask their agents. My workbook gives them the questions, along with insight into the coverages that are important to consider.
Business Insurance Audit Toolkit - For Small and Medium Sized Organizations of All Types. Digital and Softcover Editions.
Bank Insurance Audit Toolkit - For Bankers Who Manage Their Bank's Insurance. Digital and Softcover Editions.
How Do You Manage the Risk of Misused Time?
It's time to declare war on Time Poverty. Join me for a free 45 minute Time Management Teleseminar on Sept 17 at Noon Eastern time.
Gain productivity - Work easier - Be more effective - Reach your business and personal objectives.
Details - www.ScottSimmonds.com/time
Insurance Help Topics - From WWW.InsuranceAssuranceBlog.com
Insurance Success Tip #5 - Remove Coinsurance Penalties
Insurance Success Tip #4 - Work Only With Great Insurance Agents
Commercial Auto Insurance Coverage Symbols
Collision Damage Coverage for Rental Cars
It is all there for you to use for free - www.ScottSimmonds.com and www.InsuranceAssuranceBlog.com.
www.BankInsuranceBlook.com. - The blog version of my book, Simmonds on Bank Insurance. A comprehensive buyer's guide for bankers who buy insurance for their banks.
www.WorkCompBlook.com. - Blog version of Simmonds on Workers' Compensation Insurance. How to manage and buy workers' compensation insurance. Filled with information to control your work comp costs.
Your comments and suggestions are always welcome.
Regards,
Scott Simmonds, CPCU, ARM, CMC
"The Guy with the Big Insurance Brain"
Providing Unbiased Insurance Assurance℠
Phone 207-284-0085
Fax 802-992-4027
Scott@ScottSimmonds.com
www.ScottSimmonds.com
www.InsuranceAssuranceBlog.com
Please Feel Free To Forward This Note To Your Business Associates
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