“Fee-Only” Unbiased Insurance Consultant
I started my consulting practice with the idea that unbiased insurance advice and information is important to insurance buyers.
Scott Simmonds
I am someone you can call when you have insurance and risk management problems and questions – without the concern that I’m selling something. Think of me as the insurance expert who does not sell insurance.
- I don’t ever sell insurance.
- I don’t accept fees, commissions, or gifts from agents and insurers.
- My advice is not tainted by the entanglements of bonuses or reward payments.
- My insurance and risk management advice is unbiased.
My clients insist on my independent counsel. I regularly turn down offers of fee-sharing and commissions. When an insurance agent sends me a gift (which happens surprisingly often), I send it back. I don’t even let insurance agents buy me lunch. (I do drink their coffee when I visit their offices – it usually isn’t very good coffee though.)
In 2000, I decided that there was a need for an insurance expert who did not sell insurance. I left my job at a small insurance agency. I now have clients in forty-two states. I have been called the largest single insurance buyer in the country. I help my clients each year with buying insurance policies costing about $50,000,000 in premiums.
- BS from Babson College in Wellesley, Massachusetts
- Certified Insurance Counselor designation from the Society of CIC
- Chartered Property and Casualty Underwriter designation
- Associate in Risk Management designation
- Certified Management Consultant designation
- Society for Advancement of Consulting “board-approved” status
My writing and comments have appeared in the Wall Street Journal, Forbes, Fortune, Money, Inc. Magazine, Smart Money Magazine, the New York Times, Boston Globe, Investors Business Daily, Kiplinger’s, the Los Angeles Times, and countless trade publications.
I make my home in Maine. I’m a past president of the trade association, Maine Association Of Professional Consultants, and of the Biddeford/Saco Rotary Club.
