Figure Adequate Liability Insurance Limits

How about a way to figure out how much liability insurance a business should have?I have seen many such formulas. I have never bought into any of them.Here are the "normal" liability insurance policies for most businesses:Auto Liability Insurance - Pays for bodily injury and property damage caused by a motor vehicle accident. Should include … [Read more...]

Employee Use Of Personal Autos

I have written about this in the past. It's related to the non-owned auto insurance issue I wrote about several days ago. Jane has been an employee of your company for many years. A good and faithful employee. On her way back from a meeting in the next city a truck kicks up a stone that breaks Jane's windshield. Jane is now in your office asking … [Read more...]