Figure Adequate Liability Insurance Limits

How about a way to figure out how much liability insurance a business should have?I have seen many such formulas. I have never bought into any of them.Here are the "normal" liability insurance policies for most businesses:Auto Liability Insurance - Pays for bodily injury and property damage caused by a motor vehicle accident. Should include … [Read more...]

Employers’ Liability Coverage

An Excerpt From My Book, Simmonds on Workers' Compensation Insurance When the topic of workers' compensation is discussed, the conversation usually concerns state mandated benefits for medical expenses and lost wages. There is a second, less well known, part of the policy – employers' liability. When a worker is injured, workers' compensation … [Read more...]