H1N1 Flu and Insurance

The staff at the National Underwriter just put out a paper that outlines insurance issues relative to the current concern the flu.

I am not jumping up and down about this whole thing. More than 30,000 Americans die each year from the seasonal flu. That fact is getting lost in the news reports of cases in the hundreds.

Here is the link for those who are interested.

The short answer? If someone can prove you gave them the flu you may have insurance coverage.

However, I dare say that your time is better spent looking at your building insurance limit and making sure you have enough business income coverage.


Scott Simmonds, CPCU, ARM, CMC
“The Guy with the Big Insurance Brain”
Providing Unbiased Insurance Assurance℠