Home and Office Inventory

When I first entered the insurance business, insurers offered neat (I thought) little books of blank pages ready for insureds to fill in with lists of their belongings. The idea was that after a fire, the books would provide a record of their possessions, making loss adjustment easier.

Nobody ever filled out those books.

A better way to document your furniture, electronics, and other property is with a digital camera. Walk around your home or business and snap pictures of each room. Drop the photos onto your computer hard drive. Should you ever need them, they are there.

You do have off-site backup of your hard drive, right? (If not, check out www.Carbonite.com. $50 for a year to backup one computer. It’s what I use. They have a free 15 day trial.)