Increased Cost of Construction

“are the costs of betterments required by current building codes, as when glazed safety class must be used to replace standard sheet glass.”

From “Burnham’s Insurance Dictionary” ( Used with permission.

After the fire many business owners are surprised to learn that their insurance will only pay to replace the building that was – not the building that should be.

Current codes and zoning regulations can increase the cost of reconstruction. Adding protection to pay for the increased cost of construction can save you a great deal of anxiety.

-Upgraded sprinkler systems
-Americans with Disabilities compliance
-Life Safety code improvements
-Electrical system upgrades

Ask you agent how much coverage you have for increased cost of construction.