Consulting On, But Never Selling, Insurance
Coinsurance in property insurance is a penalty clause – a penalty assessed at the time of a loss. Coinsurance never helps the insurance buyer – it only hurts you. Get your agent to remove all coinsurance penalties from your property insurance.
Scott’s approach to our insurance review was very professional and timely. We discovered several areas in our policies that had significant gaps in coverage or no coverage at all. Scott’s knowledge of financial institution insurance coverage needs is the best I have ever encountered. His opinions and thoughts are unbiased, because he is not representing an insurance company or receiving any commissions. I believe his fee was more than recovered by our premium savings, though our goal was not the… Read morePresidentPremier BankRock Valley, IA
BPC Corporation is a multi-bank holding company with the Bank of Putnam County being family owned for 109 years. Scott’s professional expertise has been a valuable addition to our organization. His knowledge and ability to explain the coverage in a “common sense” approach has enhanced our understanding of the insurance we currently have and identified additional areas of coverage available. Scott has always been very responsive, objective, and unbiased in his answer of various questions.… Read moreCFOBPC CorporationCookeville, TN
