Per Location Aggregate Spreads the Coverage

Add a “Per Location Aggregate Limit” to Your General Liability Policy

Your general liability insurance provides coverage for bodily injury and property damage. The policy contains an aggregate limit of coverage – the most the policy will pay for all claims.

If you have more than one location (two offices, two bank branches, a warehouse and a store, etc) read on.

Adding an endorsement to the policy that applies the aggregate limit to each location (rather than to all locations) expands your coverage at very little cost. In many cases, your insurer will add the coverage at no additional premium. Talk with your insurance advisor.