Personal Use of A Business Auto

If you provide a car to an employee who does not own a car insured by a personal auto policy, that employee has an insurance problem.

Under a personal auto policy coverage is extended to protect the insured when she is driving a friend or neighbor’s car – or any non-owned vehicle.

That coverage is not provided on a commercial auto policy.

Talk with your insurance advisor about adding “drive-other-car” coverage to your commercial auto policy.