I have long been a fan of Ratings – the rating service formerly known as Weiss.

I see them as the tough grader in the world of insurance company ratings.

AM Best is the easy grader. An incredible percentage of insurers have a Best rating of A- or better. That fact has always caused me to scratch my head. In everything else in the world groups populate a bell-curve. Not insurance companies (according to Best), most of them are Excellent or Superior.

The Ratings is a bit different. I count 167 out of 4300 insurers with a rating of A- or better – that’s 4%.

Sure, I still use AM Best Ratings. Frankly, they are the brand everyone knows.

However, I always check the Rating.