Give Yourself Some Work Comp Credit

An Excerpt From My Book, Simmonds on Workers’ Compensation Insurance:

Most workers’ compensation insurers allow underwriters pricing discretion of up to 25% above and 25% below the published rates Credits are used as competitive tools by insurers. They are often loosely tied to loss control and claims management programs. Find out what your credits are. Ask your agent how to get more. You will rarely get credits if you don’t ask for them.